Happy Life

        Do you have any app that is really important to you? I do.. Firstly, Imagine living far away from your family and friends. An app named LINE is the best way to connect with them while also using lovely stickers to express your emotions. My dad is a shy person, he never said I love you to me, but by sending stickers I can feel his love without words.         Secondly, Did you know that Spotify had 130 million premium subscribers worldwide? I am one of them. I have been using this app for almost 6 years. We all understand the magical power of music and this app can bring that magic.       Third, some people might ask why Instagram? In my opinion, not all social media is the same. If Twitter is where we go to express our views and vent our frustrations, and Facebook is where we connect with friends and family, then Instagram is where we go to tell the story of our life and how we want it to b...

You Won’t Regret It, If You Do These 3 Things Before Investing. Given that inflation lopped an average 2.28% off your money's value in 2019, we all understand that investments are one of the only ways to grow your money fast enough to overcome it. However, investing can seem daunting if you don’t know what you’re doing, especially during uncertain times. You may be asking yourself, “should I buy stocks right now or should I try funds first ?” There are a few simple tips you can use to safely and reliably before investing your money. Step 1 : Reviewing your financial situation Before you make any investment decision, sit down and take an honest look at your entire financial situation, especially if you’ve never made a financial plan before. From my own experience, I always separate my money in 4 parts when I get my salary. 40% for daily use, 15% for emergency (one's fortune can change in the blink of an eye), 25% for saving and the last 20% for investment. Once you know how mu...

   The graph shows the difference in consumer spending between each generation. We can predict that the results are based on their generation and their different growth backgrounds. The graph also indicates that regardless of each generation, people spend about the same amount on groceries and eating outside.       From the graph, it is clear that millennials are spending a significant amount of their income on restaurants. In fact, the spend 23.8% on this. Perhaps it is because they have a strong preference for convenience. One of the key differences is that millennials are the most likely age group who doesn’t spend much on furniture, spending only 4.5 % of their income. Perhaps it is because they enjoy more time outside. Secondly, compared to other generations, baby boomers focus more on their houses than other generations. Indeed, they spend 10 % on furniture/housing according to the graph. Many boomers are staying in their longtime ...